Representative Example for Hire Purchase (HP): Payable by 60 payments of £185.99. Payments are based on a duration of agreement of 60 months, a Cash Price of £9,250.00, with a deposit of £925.00 leaving an amount of credit of £12,085.40. The agreement is calculated using a fixed rate of interest of 6.81% per year resulting in Representative 12.90% APR and a total amount payable of £12,085.40 The representative example includes an estimated option to purchase fee of £1.00. We act as a credit broker, not a lender.