Representative Example for Personal Contract Purchase (PCP): Payable by 48 payments of £225.78, with an optional final payment of £2,998.78 and an annual mileage of 10000 miles. Payments are based on a duration of agreement of 48 months, a Cash Price of £11,495.00, with a deposit of £1,149.50 leaving an amount of credit of £14,759.94. The agreement is calculated using a fixed rate of interest of 6.45% per year resulting in Representative 12.40% APR and a total amount payable of £14,759.94 The representative example includes an estimated option to purchase fee of £10.00. We act as a credit broker, not a lender.