Representative Example for Personal Contract Purchase (PCP): Payable by 48 payments of £238.69, with an optional final payment of £5,816.69 and an annual mileage of 10000 miles. Payments are based on a duration of agreement of 48 months, a Cash Price of £13,995.00, with a deposit of £1,399.50 leaving an amount of credit of £18,434.62. The agreement is calculated using a fixed rate of interest of 6.45% per year resulting in Representative 12.40% APR and a total amount payable of £18,434.62 The representative example includes an estimated option to purchase fee of £10.00.. We act as a credit broker, not a lender.